Harbaugh Real Estate Investment Calculator
This Real Estate Investment Calculator is a powerful tool designed for investors looking to assess the potential returns and profitability of rental properties. By inputting a few key assumptions, you can quickly estimate the total and annualized rates of return, as well as the total profit from a single rental property investment.
NOTE:This tool works best with larger screens!
Instructions
- Number of Months is the length of time you intent to hold the property.
- ARV is the value of the property after you repair or upgrade it at purchase time.
- Sale Price is the price you pay for the property.
- Down Payment is the percent of the sale price you put down on the property.
- Closing Costs at Purchase is the closing costs amount as a percentage of the sale price. As a rule this is around 2%.
- Mortgage Rate is your loan rate.
- Length of Mortgage is the number of months your loan amortizes for. NOTE: you could have a shorter loan that amortizes at a longer period.
- Rehab Cost is the estimated cost to repair the property.
- Rehab Time is the estimated time it will take to repair the property.
- Rental Amount is the monthly rental fee you expect to charge for the property.
- Monthly Expenses is the amount you anticipate paying in expenses each month for the property.
- Appreciation Rate is the rate you anticipate property values in this area to increase by for the length of time you hold the property.
- Inflation Rate is the anticipated annual rate of inflation.
- Rental Increase is the annual rate you anticipate raising rent prices.
- Closing Closts at Sale is the amount (as a %) that you anticipate paying in closing costs when you sell the property.
- Vacancy Rate is the percent of time you anticipate the property being vacant between tenants.
Calculator
Number of Months: | All in Price (sale price + closing + rehab): |
Initial Value (ARV): | Closing Costs at Purchase: |
Purchase Price: | Down Payment Amount: |
Down Payment: | Loan Amount: |
Closing Costs at Purchase: | Ending Value of Home: |
Mortgage Rate: | Total Appreciation: |
Length of Mortgage (months): | Total Rent Collected: |
Rehab Cost: | Total Interest Expense: |
Rehab Time (months): | Total Principal Paid: |
Rental Amount: | Principal Remaining: |
Monthly Expenses (tax, insurance, hoa, repairs, etc.): | Total Monthly Expenses: |
Real Estate Appreciation Rate (annual %): | NOI: |
Inflation Rate (annual %): | Net Cash Flow: |
Annual Rental Increase (%): | Closing Costs at Sale: |
Closing Costs at Sale (% of sale price): | Total Expenses: |
Vacancy Rate (%): |
Total Profile/Loss: |
Total Return: |
Annualized Return: |